Replacement Costs vs Actual Cash Value

Replacement Costs vs Actual Cash Value

Today we’re going to talk about replacement costs versus actual cash value. What does that mean? Well, don’t get caught up when you’re buying a homeowner’s insurance policy on pure price because, If you live by price, you’ll die by price....
How to Obtain the Best Home Insurance Rates in Jacksonville FL

How to Obtain the Best Home Insurance Rates in Jacksonville FL

Whether you’re new to the Jacksonville area or have owned property there for some time, you’ll appreciate getting home insurance at a reasonable cost. Home insurance is a must to protect your valuable investment. There are ways, however, to save on...
Lessons Learned from Previous Hurricane Seasons

Lessons Learned from Previous Hurricane Seasons

Let’s discuss things we’ve learned from the last two hurricane seasons with Hurricane Matthew and Hurricane Irma; there was also Harvey in Texas. Price isn’t the only factor The main thing here is don’t buy price and price alone. Buy coverages....
What Affects the Pricing of Home Insurance?

What Affects the Pricing of Home Insurance?

Today we discuss the differences in the cost of homeowner’s insurance. This was recently done by Shaun Murphy on “Whiteboard Wednesday” with Pablo Beach Insurance. There are a lot of factors that go into the pricing or cost of a homeowner’s...
Flood Insurance Reminder

Flood Insurance Reminder

Today’s “Field Trip Friday” is another reminder about Flood Insurance. 🌊 Flood Insurance Reminder Today's #fieldtripfriday is another reminder about Flood Insurance. 🌊Don't wait till a storm is headed our way, flood waters are rising, and...
What is Home Insurance?

What is Home Insurance?

For Jacksonville homeowners, home insurance is an essential tool for protecting your family from catastrophic losses if a covered event happens to your home. A standard homeowners insurance policy offers protection to the structure of your home (the house itself) as...