Did you know that your homeowners’ policy does not cover flood insurance? That’s right – if your home is damaged by a flood, you will not be reimbursed unless you have specific flood coverage. This type of insurance is separate from your homeowners’...
It’s the most dreaded season for most Floridians – hurricane season. Unfortunately, nature is beyond anyone’s control. As a homeowner, the best you can do is to prepare, especially if you live in an area prone to flooding. Still, even with the best...
Rethinking Renovations When you plan a home improvement project, you know to consider the cost of the paint and what kind of shelves you want. You know to measure twice and cut once, and to always read the warning labels on the products you use. However, you should...
When asked to sign an Assignment of Benefits, contact your insurance company or agent FIRST. It is extremely important to understand the rights you are about to give up. Protect yourself from Assignment of Benefits (AOB) Fraud. Consider this situation…You have...
Florida Residents have unique insurance needs, particularly when it comes to needing comprehensive risk management and insurance plans. From unique modes of transportation that require insurance to harsh weather conditions that mandate the need for flood insurance,...
Insurance professionals will humbly admit that insurance policies are tough to read and understand, especially for those not in the industry. Policy language is more simple than in the past, but, the industry relies on many of the same words and phrases used decades...
