Wishing_you_a_successful_2016_1.jpgCelebrating 10 years of serving our local communities!

Pablo Beach Insurance Group has been proudly serving our local communities since 2005. While we are serious about providing the right insurance coverages to protect what matters most to you, we still embody the Florida lifestyle. We are locally owned, have a casual approach, and deliver professional results.

This year, we began writing articles for the first time in agency history. Along with a new website and social media, we have seen these posts become very well received by you, our audience. Here we look back at the top florida insurance advice from our Blog this year.


1. 4 Vital Tips for Buying Homeowners Insurance in Florida

Buying a homeowners policy may seem straightforward until you experience the first damage to your home and realize your policy doesn’t provide coverage. If damage is done to your home, this policy makes or breaks you. Here are four vital tips to know before buying homeowners policy in Florida.

 

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2. We Are Not ‘Jake from State Farm’

“…He’s kind of nerdy. You know, tight khaki high-water pants. We call him ‘Jake from State Farm’…”

We recently had someone telling us a work story, and the above quote was part of it. We get it. Insurance, specifically insurance salespeople, tend to get tagged with stereotypes. In truth, there are a lot of ‘Jakes’ out there; boring, sometimes sleezy, typical traditional agents.

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3. Breaking: Assignment of Benefits Abuse Plagues Florida Consumers

The abuse of Assignment of Benefits is taking away consumer’s rights

We recently received a bulletin from one of our carriers, Security First Insurance. The bulletin details AOB’s and how the abuse of them is becoming a very serious problem for Florida consumers. Before we dive into the technical aspects, simply put AOB is when someone files a claim- let’s say a roof damage situation. If someone signs an AOB they relinquish all rights on the claim. The carrier then has to deal with the “Contractor”. This is not in the best interest of the client. This is a BIG issue in Florida, and the elderly are getting hit especially hard. Claims get out of control and kills the bottom line.

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4. Hurricane Preparedness – This is Not a Drill!

Hurricanes are a time when risk management solutions pay for themselves in both money and peace of mind. Even as the hurricane season draws to a close, your time to be concerned doesn’t end. If nothing else, you can get ahead of the next warning and be ready when the next tropical storm gets ready to make landfall.

 

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5. Things Homeowners Insurance Will and Won’t Cover

A home is one of life’s greatest achievements. You probably saved for quite a while in order to acquire your dream home. However, did you know all those years of hard work and investing could be brought down within a blink of an eye? Environmental tragedies, as well as other accidents, are the main culprits that can bring down your home in a flash of a second. These events lead to huge loses that cannot always be recovered. The only safety net is having the right homeowners’ insurance plan in place.

 

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Locally Owned, Casual Approach, Professional Results

Pablo Beach Insurance Group has been proudly serving our local communities since 2005. While we are serious about providing the right insurance coverages to protect what matters most to you, we still embody the Florida lifestyle.

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