Offering Florida Blue Medicare Options in Jacksonville. Florida residents can count on Pablo Beach Insurance Group to help find quality medicare insurance coverage at competitive rates. We work with Florida Blue to provide the best products and prices.
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Did you know?
Many people choose to buy additional medicare insurance coverage because Medicare does NOT pay:
- Your Part B monthly premium
- Parts A and B deductibles
- Parts A and B coinsurance
- For most prescription drugs
We are here to help you explore your options for Medicare.
Florida Blue Medicare Options in Jacksonville.
Medicare is federal health insurance offered primarily to people age 65 and older and disabled individuals under the age of 65. Created in 1965, Medicare started with just two parts—Part A and Part B. Later on, additional parts—Part C and Part D—were added as the needs of Medicare beneficiaries changed.
It’s important to understand that Original Medicare (Part A and Part B) does not cover all of your medical expenses. Learn about other options that are available and why they may be right for you.
Why Pablo Beach and Florida Blue?
We have partnered with the premier medicare insurance company in Florida. Florida Blue has been providing health care coverage for more than 75 years, and servicing Medicare beneficiaries just like you for more than 26 years.
Florida Blue is a PPO, RPPO and Rx (PDP) Plan with a Medicare contract. Florida Blue HMO and Florida Blue Preferred HMO are HMO Plans with a Medicare contract. Enrollment in Florida Blue, Florida Blue HMO or Florida Blue Preferred HMO depends on contract renewal.
Medicare Part A
Hospital insurance for inpatient stays and more:
Usually there is no monthly premium for Part A coverage.You pay a Part A deductible and coinsurance, which are out-of-pocket expenses, when you receive care. You are responsible for paying these expenses unless you have a separate health insurance plan to cover them.
Medicare Part B
Medicare insurance for doctor services and more:
Part B is optional coverage. You usually pay a Monthly Part B premium. For most services, you pay a calendar year Part B deductible and coinsurance unless you have insurance for those expenses
Medicare Part C
Medicare Advantage: Part C Medicare Advantage (MA) plans replace Original Medicare with coverage offered by private organizations, like insurers, that are contracted with Medicare.
These plans offer everything covered by Original Medicare Part A and Part B, plus they often include prescription drug coverage and coverage of certain services not paid by Original Medicare.
Premiums and deductibles vary by plan.
Medicare Part D
Medicare-approved prescription drug coverage:
Part D is sold only through private organizations, like insurers, that are contracted with Medicare.
Coverage can be purchased either as a “stand-alone” prescription drug plan (PDP) or may be included with a Part C Medicare Advantage plan. Plans that combine medical coverage and prescription drug coverage are called Medicare Advantage Prescription Drug (MA-PD) plans.
Under 65 Years Old
Medicare is available for certain people with disabilities who are under age 65. These individuals must have received Social Security Disability benefits for 24 months or have End Stage Renal Disease (ESRD) or Amyotropic Lateral Sclerosis (ALS, also known as Lou Gehrig’s disease).
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