Recently, we wrote a very popular article on Jacksonville Golf Cart Insurance. One of our close friends and clients, Steve Lear, agreed to help us spread the word on not only Golf Cart Insurance specifics but why having one (especially at the Jax Beaches) is such a great …
Important Notice: Many Pablo Beach customers do own Street-Legal Golf Carts, Neighborhood Electric Vehicles (NEVs) and Low-Speed Vehicles (LSVs). While we do have the ability to insure these type of vehicles, standalone insurance policies for golf carts and LSVs/NEVs are hard to come by.
There are a very limited number of carriers that offer this type of coverage at a reasonable rate, or at all. The best way to insure these vehicles is to have a full auto account to add it. If you allow us to quote your auto and golf cart or LSV/NEV then we can certainly find you a policy/rate that makes sense. We are here to help!
Golf Cart Insurance | What Our Clients Say
Shaun Murphy: “Steve, what are some of the advantages around the beaches you’re seeing using your golf cart other than your vehicle?”
Steve Lear: “It’s an absolutely fantastic way of transportation. We go to the beach club just down the street from us, we take advantage of the golf course, parking is, you know very simple and we go up to the Beaches Town Center back and forth with our family that lives close by so it’s a wonderful mode of transportation and very inexpensive.
Shaun Murphy: “You know some of the things that Steve had questions on when he bought his golf cart,
- How do I cover it?
- What are the requirements for golf cart insurance?
- What do I need?
- Is it like insuring an automobile?
In a lot of cases, in most cases, it is like insuring an automobile. You want to make sure you are covered for the physical damage in case the golf cart is damaged, whether you wreck it or someone runs into you. This is important… since you don’t have the protection of a regular vehicle around you, you want to make sure that you’ve got coverage for you and your passengers as well. Also, talk to your agent about coverage for bodily injury, uninsured motorist – in case someone’s injured, you got adequate coverage so you don’t have any issues.
The Jacksonville Beaches are seeing big growth in golf carts and the use, of street-legal golf carts. There are certain specifics that you need that the State of Florida requires, so look at our blog, look at our website PabloBeachInsurance.com also on social media, we have a blog out there that’ll explain everything if you have any questions call us at Pablo Beach.
Insuring a Street-Legal Golf Cart
If you live in the Jax Beaches, you probably have or have thought about a golf cart as a means of transportation.Today's #fieldtripfriday discusses some advantages to having one as well as the insurance requirements to consider.
Posted by Pablo Beach Insurance Group on Friday, April 26, 2019
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